Ride Your Best Jumbo and Non-QM Options to Success

Put the right lending tools in motion. The new Newport Streamlined First Lien jumbo is your go-to alternative product.

  • Income, assets and reserves based on DU findings
  • No-cost appraisal transfer
  • Purchase, R/T and cash-out up to 95% LTV to $1.5 million with no MI
  • 40-year fixed with Interest-Only 

Catch the New Wave of Jumbo and Non-QM Lending


Alternative Jumbo and Non-QM products allow more borrowers to qualify for mortgages. This is JMAC Lending's niche. We combine these dynamic products with deep experience, innovative technology and an unrelenting commitment to helping our broker partners achieve business success.


Reduced Docs

The Newport Streamlined First Lien jumbo helps keep your pipeline flowing with income, assets and reserve based on DU findings.

  • $100K to $3M
  • Purchase, R/T and cash-out
  • Up to 90% LTV, max. 45% DTI
  • 90% LTV to 95% LTV, max. 35% DTI
  • No mortgage insurance
  • Appraisal transfers accepted
  • Primary and second homes
  • 40-year fixed Interest-Only
  • FICOS from 600
  • Gift funds allowed (min. 5% of borrower's own funds) regardless of LTV
  • LTVs same as base first-lien matrix

Fast Closing

JMAC offers the quickest turn times in the industry, with most jumbos clear to close in 30 days.
  • Fast turn times
  • We handle the most complex files
  • Talk directly to the underwriter

Superior Service

When it comes to providing exceptional client service, WE OWN IT! JMAC has been in business more than 20 years, and was one of the first to offer jumbo and non-QM alternative lending. Our platform is designed to help lenders originate, process and close loans on time. And we're with you every step of the way.