Investment Property Solutions

Help your clients grow thier wealth with no income docs for non-owner investment properties.

  • Loans to $5 Million
  • No income qualification
  • 40-year fixed with Interest-Only
  • Foreign Nationals 
  • Non-Warrantable Condos

Investment Property Solutions

Whether your clients want to generate regular rental income or invest in a longer-term real estate opportunity, we can help you deliver with smart Investment Property Solutions.

JMAC_icons_graphincrease alt

Created for Investors

JMAC's Sunset DSCR program for non-owner properties is the easiest way to finance investors with difficult income profiles - such as multiple businesses and properties - without the need for tax returns or bank statements

  • Loans up to $5M
  • Qualification on DSCR (no income qualification)
  • No 4506T
  • No reserve required (optional)
  • Unlimited Cash-Out (Restrictions apply. Please consult your AE)
  • Chapter 13 > 12 mo.; other Chapters > 36 mo.; short sale/deed in lieu > 24 mo.; foreclosure > 36 mo.
  • Non-Permanent Residents and Foreign Nationals allowed
  • Foreign Nationals – No ITIN or SSN required
  • Up to 80% LTV
  • 30-year, 15-year, 5/1 ARM and 7/1 ARM with IO
  • 1-4 units
  • No minimum DSCR on loan amounts greater than $150K

Fast Closing

JMAC offers the quickest turn times in the industry, with most jumbos and non-qm loans clear to close in 30 days or less.
  • Fast turn times
  • We handle the most complex files
  • Talk directly to the underwriter
JMAC_icons_service alt

Exceptional Service

At JMAC Lending, you can expect transparency and open communication, a knowledgeable team of industry experts, and a client-first team working together to make the loan process easy. So you can concentrate on building more business.